About

About Us

Bedford Microfinance Limited offers various micro credits at market competitive rates and term in order to meet our clients' financing needs. We are committed to being a sound, progressive and growing microfinance institution by providing our clients with superior financial services and products. Bedford Microfinance Limited continues providing tailor made financial solutions that bring value addition to our cleints.

Bedford Microfinance Limited is a registered micro-finance institution.

We know each person has unique cash needs to meets unique obligations. Therefore, we stand by our promise to give you the following:

  • Quick access to your cash
  • First loan absolutely free for new customers. If you borrow K3000 today, you pay back K3000 on your next payday.
  • The option to roll-over or Extend your loan to the following payday to ease your pressure at your request.

Our Vision

To be the market leading preferred financial services provider in Zambia offering the highest level of customer service and accessibility to cash solutions.

Our Mission

Our Mission is to continue providing tailor made financial solutions that bring value addition to our clients’ business operations.

  • We shall provide innovative products and services beyond customer expectations.
  • We recognise that our existence is made possible by the people we serve. Therefore, we shall     contribute to the improved standard of living of people in those communities who make us     who we are.

Our Core Value

Our culture is founded and built on the following core values:

  • Excellence (highest standards).
  • Safety and security (protect your funds and personal information).
  • Integrity (truthful, accountable).
  • Respect (equality, dignity).
  • Flexibility (interactive).


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